While I was back in Fort worth last weekend I picked up the local paper (The Star Telegram) and saw an article titled, "Some Playing the Odds On Healthcare" by Beth Fouhy. In this article Mrs. Fouhy argues that a lot of the people who are uninsured are because they do not want to pay for something that they may not need and take the risk that if something does happen they will pay cash and risk their fiscal stability. Fouhy claims that the high insurance premiums and doubt about what insurers will cove contributes to people choosing not to have insurance. Obviously income is the number one reason for people to not have health insurance, but these other factors seem to be pushed aside. If sanctions were placed on insurance companies that force them to truly insure their clients rather than see them as a money-making venture then the reform in heathcare may not need to be as drastic. Another thing that may make health insurance more enticing to those who choose not to pay for it is to make it clear what the companies will cover and to broaden this list based solely on what the doctor recommends. As it stands now insurance companies make more decisions about the treatment that patients get than the doctors. Something should be done to reverse this relationship, doctors know what is best for the patient and insurance companies should do everything in their power to make sure their clients get the prescribed treatment without tremendous cost on top of their monthly premiums. Changes like these would surely make our healthcare system better for a lot of people.